Magnus is responsible for managing the long-term strategy and funding of the Group. He deals with complex client relationships within the business and is a co-founder of 4Syte. Magnus is seasoned in the world of investment banking and financial services, with extensive experience in deal execution and robust structuring having set up funds and tailored financial agreements in his past roles.
Mr. Sinclair is a managing director for AB CarVal, responsible for sourcing and managing asset-based finance investments in Europe. Prior to joining AB CarVal, Mr. Sinclair worked in Credit Suisse’s UK investment banking team. Prior to that, Mr. Sinclair worked as a lawyer at Allen & Overy in London, practicing across its real estate and capital markets teams and also on secondment at The Royal Bank of Scotland supporting their structured derivatives business. Mr. Sinclair completed his M.B.A. with Distinction and a concentration in finance at London Business School and received his L.L.B. from the University of Law, London and his B.A. from the University of Oxford, graduating with first-class honors
Simon is a Managing Director and has over 21 years of experience in alternative investments. Simon is responsible for the management and oversight of investment programs in Europe, the Middle East, and Australia and focuses on portfolio construction and manager selection, providing customized investment recommendations. Simon is an instructor for ILPA’s “Private Credit for the Limited Partner”, a one day, deep-dive seminar offered to ILPA members. Prior to joining Aksia in 2016, Simon spent twelve years at HSBC in several roles across alternative investments research and portfolio management and most recently was Head of Portfolio Management at HSBC Alternative Investments Limited. Simon graduated with first-class honors from the University of Oxford with a BA in Philosophy, Politics, and Economics and holds an MSc in Comparative Politics from The London School of Economics. He is a CFA charterholder.
Gordon is Head of Corporate & Sustainable Securitisation EMEA at Barclays in London, with 12 years of banking experience in corporate and structured debt and derivatives. Gordon is currently responsible for origination, structuring and execution of corporate and sustainable securitisation financing for asset classes including Leasing, Corporate Receivables, Rental Car, SME & Fintech financing, Renewable Energy and Digital Infrastructure ABS, and is a member of the Sustainable Finance Leadership Group for Barclays Investment Bank. He was previously based in New York, where he focused on securitization and warehouse financing origination and execution across RMBS and a number of Esoteric ABS asset classes, including acting as structuring lead on over $5bn of public securitisations and 10+ financing transactions. Gordon started his career in the Risk Solutions Group at Barclays in London, covering UK corporate clients for interest rate and inflation derivative solutions. Gordon holds a Masters in Finance and Economics from Gonville & Caius College, Cambridge, where he completed an undergraduate degree in economics. Outside of the office Gordon’s interests include music, running and volunteering.
Joana Seara da Costa is a Director in the Securitised Products Solutions team. Joana joined Barclays in 2021, where her primary focus is origination and structuring of asset backed financing, forward flows, capital markets and advisory transactions across European Resi, Consumer and Auto asset classes. Prior to Barclays, Joana worked at Santander Corporate and Investment Banking, structuring funding and cash SRT transactions. Joana holds a Master’s in Finance from Nova School of Business and Economics.
Jakob von Egidy is the founder and Co-CEO of Bees & Bears, a Berlin based climate fintech that is building the financial infrastructure for the emerging €150 trillion climate economy. His company, funded by renowned VCs, rapidly grew after securing a unique €500M credit facility from a listed European bank when it was just 16 months old. Bees & Bears operates as an embedded finance platform for the climate economy, partnering with installation companies to offer solar, heat pump, storage, and energetic retrofit installations at a monthly rate to retail customers in just five minutes. Jakob studied at the University of St. Gallen, founded his first software startup during his studies and later spent half a year in the Eastern Congo exploring the rainforest and mineral supply chains for renewable energies - an experience that sparked his commitment to combine finance and climate action.
Louis Taylor is CEO of the British Business Bank. Louis has a breadth of experience working within public and private sectors in the UK and abroad. He has held a range of senior roles in business and finance, including as Chief Executive of UK Export Finance (UKEF), and a private sector career in Standard Chartered Bank, JP Morgan and several industrial companies. Louis is a Trustee and Chair of the Audit Committee of the charity, Sightsavers (which prevents sight loss and avoidable blindness, fights disease and promotes equal opportunity for the disabled). In January 2025, he was awarded a CBE for services to business and trade.
Michael is an investor/structurer with more than 20 years securitisation experience. Most recently he has built out the British Business Bank’s capital relief, private securitisation and speciality finance capabilities. In doing so he has supported close to £5bn lending to the UK’s SMEs using innovative guarantee techniques to both increase lenders’ capacity and/or improve their costs of financing. Prior to this Michael has worked in both the private and public sector at institutions including EIF and S&P working on asset classes ranging from mortgages to the more esoteric and across multiple jurisdictions.
After 5 years at Burlington Consultants and Deloitte advising a wide range of Private Equity firms and large corporates (including Microsoft and BT), in 2006 Richard joined Cabot Square Capital, a Private Equity firm specialising in investing in and building lending and asset management platforms. Richard is a Partner and member of Investment Committee, and over the last 19 years has led a number of Cabot’s investments in the specialty lending space with a key focus on the SME, Asset Finance and Leasing sectors. Richard currently sits on the board of three Cabot investee companies in Propel, Simply (both in the SME lending space) and MSP Capital (a specialist property finance business). Previously Richard has been a board member and successfully exited investments in LDF, Asset Alliance, Centric Commercial Finance, 5D/Interbay and Storage King.
Partner and Global Head of Global Financial Markets
Clifford Chance
About Emma Matebalavu
Emma Matebalavu is a Partner and is Global Head of Financial Markets at Clifford Chance. She specialises in all forms of European Real Estate Finance, Private Credit, Asset-Backed Finance, Digital Infrastructure and CMBS. Emma advises on data centre financings, notably she acted for Vantage on the first European data centre ABS which won GlobalCapital European CRE Securitisation Deal of the Year and Overall Securitisation Deal of the Year. Emma has been with the firm for over 25 years and acts for a range of clients, including credit funds, hedge funds, investment banks and insurance companies. Emma featured in The Lawyer Hot 100 List 2020, Financial News 100 Women in Finance 2022 awards, Leading Individual, Property Finance, Legal 500 UK 2024 and Capital Markets: Securitisation, Chambers UK 2024 and Chambers Global 2023. Emma was named as one of the Fifty Most Influential Lawyers 2025 by Financial News.
Brian is a Managing Director in CPP Investment’s European Credit team, where he focuses on non-bank financials, CLOs, and SRTs in Europe. He joined CPP Investments as a summer analyst in 2007. Brian holds a DPhil in Financial Economics and an MPhil in Economics from the University of Oxford, a BEsc in Mechanical Engineering from Western University and a BA in Business Administration from Ivey Business School. He is a CFA Charterholder.
Managing Director of EFS. EFS was established by German green energy market leader Enpal to finance the energy transition. Formerly CFO of Solarisbank and CEO NIBC Bank Deutschland Over 25 years of experience in the banking sector with expertise in Structured Finance and delivering banking solutions to Fintechs
Mr Daniil Aal is the Chief Executive Officer of Estateguru, Europe’s leading platform for property-backed SME lending. Joining as the company’s first employee, he has overseen all stages of growth—from investor onboarding and origination to leading international teams—scaling cumulative lending from €2 million to more than €900 million and establishing Estateguru as a regulated, profitable participant in alternative real estate finance. Mr Aal is also an active real estate investor across several vehicles, bringing a practitioner’s perspective to bridge and development financing, capital raising, and institutional-grade investor relations. He holds a Master’s in Economics and Business Administration from Copenhagen Business School.
Darius Noreika is the CEO and Co-Founder of Finbee, a leading lending platform specializing in consumer and business lending in Lithuania and Poland, with an outstanding loan portfolio exceeding €100 million. With over a decade of experience in alternative credit, Darius has led Finbee’s transformation from a retail peer-to-peer platform into a scalable institutional funding partner. His strategic focus is on disciplined credit performance, data-driven underwriting, and building long-term investor relationships through transparency and robust loan servicing. Before founding Finbee, Darius gained extensive experience in financial services, holding senior analytical and credit risk roles at Danske Bank and Swedbank. His early career focused on corporate credit risk evaluation, portfolio monitoring, and financial analysis—expertise that underpins Finbee’s rigorous approach to risk management and investor protection. Under his leadership, Finbee continues to deliver strong portfolio performance and expand its institutional partnerships across Europe.
Tomas Maciulaitis is the CEO of Finbee Verslui, an established business lending platform empowering small and medium-sized enterprises with flexible financing. Operating for over 10 years in Lithuania and Poland, Finbee manages a portfolio exceeding €100 million across SME and consumer markets.
Chris is CEO at Finclusion, a new-to-market UK auto lender focused on underserved markets. Prior to founding Finclusion, Chris ran the auto-lending business of leading UK non-bank lender Lendable (Autolend). Prior to that, Chris held various senior roles at Close Brothers Group (including leading the motor finance division) which he joined after leaving corporate finance where he focused on speciality finance M&A at Hawkpoint. Chris completed his M.A.(Hons.) in Philosophy, Politics and Economics at the University of Oxford.
Andy Brewer is a senior director in Fitch Ratings’ European Structured Finance ABS group. He is jointly responsible for leading the Global Consumer ABS rating criteria and Auto Loan Performance Index as well as providing senior support on a number of EMEA consumer based transactions. Prior to his role in ABS, he covered the performance analytics process for all ESF asset classes. Before joining Fitch in 2001, Andy worked for a UK mortgage originator on the issuance of flexible and buy-to-let mortgage-backed transactions.
Ahmad Coucha is the co-founder and CEO of FlapKap, the first and leading Revenue Based & Embedded Financing Platform in the MENA region. Prior to founding FlapKap, Coucha was the co-founder and Chief Strategy & Finance Officer of Kijamii, one of MENA’s largest and most awarded independent advertising agencies. On the academic side, Coucha finished his undergraduate degree in electrical engineering then pursued two masters, one in Business at ie business school in Madrid and a second in Economics & Public Finance at Harvard university in Boston.
Kawai Chung is the CEO of FOLK2FOLK, the UK’s leading peer-to-peer platform for businesses connecting investors and borrowers to support its mission to stimulate local and regional economies. Established in 2013, FOLK2FOLK has channelled more than £785m into small and medium-sized businesses across the UK, providing fast, property-secured finance for growth, diversification, and development. Its lending model combines strong asset security with tangible impact, with loans often resulting in regional job creation, new housing developments, enhanced leisure and tourism facilities, and strengthened local supply chains. FOLK2FOLK’s loans offer investors an attractive, property-secured opportunity to diversify their portfolios and earn a fixed monthly income with the satisfaction of making a positive impact. Kawai has over 20 years’ experience in financial services, specialising in mortgages, commercial real estate, consumer finance and asset-based lending. In his roles across banking, private equity and investment management, he has financed, built and scaled lending platforms and investment funds and established private and public structured finance programmes across the UK and Europe. His perspective bridges credit markets, investor appetite, and the real-economy impact of specialist lending.
Corrado has over 25 years’ experience in investment banking, asset management and insurance. Currently, he is CIO and Chair of the Climate Risk Forum at Foresters Friendly Society. Corrado has a degree in Physics from Turin University and a master’s in finance from London Business School.
Axel Bruzelius is Co-founder and COO at Gilion, an AI-powered funding platform that provides growth capital to companies overlooked by traditional lenders, with zero credit losses across €100M+ deployed. Prior to his role at Gilion, Axel spent nine years at Nordea, one of Northern Europe's largest banks, where he most recently served as Head of Startup & Growth SE (2018-2021). In that position, he developed financing and banking products tailored to fast-growing tech companies. At Nordea, he also served as Senior Relationship Manager, where he managed many of Sweden's largest and best-known tech companies.
Annabel Downs is an Executive Director in the Asset Finance group within Private Credit of Goldman Sachs Asset Management. She is responsible for leading asset-backed finance transactions across Europe and sits on the board of a number of portfolio companies, focused on purchasing and financing portfolios. Annabel covers a variety of asset classes including consumer, SME, specialty mortgages, fund finance, hard assets and others. Annabel also co-heads the GS Asset & Wealth Management Women’s Network for Europe. She joined Goldman Sachs in 2011. Annabel holds a MSci degree in Theoretical Physics from Imperial College London.
Sabrina Fox, founder of Good Girl to Goddess, is an entrepreneur and empowerment advocate. Just a decade ago, she was working in a job that didn’t inspire her and she was exhausted from always doing things for other people and making no time for herself – sound familiar? Almost every woman in modern society has a “good girl” inside who is putting others’ feelings and desires ahead of her own, using a self-critical voice in her head to motivate her, and striving to achieve her best, yet feeling that she constantly falls short. Good Girl to Goddess is the women’s empowerment program comprised of the daily practices, mindset shifts and relationship tools that Sabrina used to turn her life around by channelling her inner “goddess.” The GGTG Program and Collective is designed for busy women who want to hone their authenticity so they can show up stronger for the people in their lives. Find out more at www.ggtg.me. A decade ago, I was working in a job that didn’t inspire me, I was exhausted from always doing things for other people, and I made almost no time for myself. Today, I am lucky enough to wake up to work that I am passionate about, I have healthy boundaries in my relationships, and I feel more joy, authenticity and creativity than ever before. Good Girl to Goddess is a women’s empowerment program that I developed over the years of my journey, comprised of the daily practices, mindset shifts and relationship tools that I used to turn my life around. Almost every woman in modern society has a good girl inside who is putting others’ feelings and desires ahead of her own, using a self-critical voice in her head to motivate her, and striving to achieve her best, yet feeling that she constantly falls short.
Sumit is a seasoned capital markets professional with more than a decade of experience in structuring a variety of asset backed facilities in specialty finance space. Sumit is currently a Principal at Intuit and has worked at organizations such as Deutsche Bank, WebBank, Moody's and i80 Group in structured finance groups
Katherine serves as the Chief Executive Officer of Juice, a forward-thinking financial services company dedicated to providing growth capital for digital-first businesses. Katherine's journey in the financial sector spans over 20 years, marked by roles in banking and risk management at institutions including Commerzbank AG, HSBC, and Deutsche Bank. Moving from banking to the fintech world, Katherine joined Juice in 2019 as the Chief Financial Officer and has played a pivotal role in the company's growth. Her expertise in finance and risk management has been a key driver in Juice's evolution, leading to her transition to the position of Chief Executive Officer.
Killian Walsh is a Managing Director at KBRA Europe Limited (KBRA), based in our Dublin office, where he focuses on European Structured Finance transactions. Killian started his professional career in corporate banking and has been working in the securitisation industry since 2000, firstly as an originator and structurer with ING and more recently as a European analyst at KBRA. He has vast experience working on various transactions spanning multiple asset classes and jurisdictions, both in the commercial and consumer segments. Killian has a deep understanding of various securitisation techniques and regulations and has spoken at various conferences and industry events. Killian holds primary (business and legal studies) and postgraduate (accounting) degrees from University College Dublin.
Elise Coole is the Managing Director of Keystone Property Finance, a leading UK-based specialist buy-to-let lender. With 20 years of experience working in financial services, she is a widely respected figure with a strong background in lending, money markets and property finance. She has been instrumental in driving Keystone’s strategic growth and product innovation. Working with the executive leadership team Elise has helped the company strengthen its reputation for flexible, intermediary-focused lending solutions, particularly for portfolio landlords and complex cases
Jeremiah Wagner, Global Co-Chair of the Structured Finance Practice and Global Co-Chair of the Fund Finance Group, is a partner in the London office of Latham & Watkins.
Julian is the COO and a board member of Landbay Partners and is also a NED and advisory board member for several successful FinTech companies. Julian has overseen the growth of Landbay, a Buy-to Mortgage lending platform that direct-matches institutional investors’ money into BTL mortgages in a ‘Mortgage-as-a-Service’ construct. Landbay has completed over £2bn of mortgages to date and has the mortgage funding, technology, underwriting and operational capacity to grow significantly in this £250bn market. Landbay has a broad funding base with Retail Banks, Investment Banks, Insurers and Asset Managers resulting in strong diversification with loans funded via securitisation capital markets and via balance sheets. Landbay has strong origination capability with whole of market coverage of major broker networks & clubs. Landbay has also won multiple awards including Best BTL Lender for 4 years running at the Mortgage Introducer Awards. www.landbay.co.uk Prior to Landbay Julian spent 20 years working in senior roles at leading investment banks in London, Tokyo, New York and Sydney leading global technology teams and business groups with a history of successful large-scale program delivery and global organizational management. At Macquarie Julian was an Executive Director and Head of Corporate Delivery based in Sydney, prior to that was a Managing Director and Headed the Global Derivatives Services business at JP Morgan in London. Jeremiah represents clients (sponsors, originators, issuers, lenders, underwriters, and arrangers) in international capital markets transactions, including securitizations and other asset-backed US-registered public offerings, cross-border offerings, commercial paper programs, and private placements. He has also been involved in a number of tender offers for asset-backed securities in the United States and Europe. He also represents financial institutions and companies in asset-based lending transactions and other similar financings. His experience in this area targets inventory and receivables financing across a number of jurisdictions, including the United States and Europe. Jeremiah also advises clients on a number of regulatory matters affecting the banking and securitizations industries. He is frequently involved with various association responses to regulatory matters, including capital requirements, accounting, rating agencies, liquidity requirements, and other similar matters
Jeremiah Wagner, Global Co-Chair of the Structured Finance Practice and Global Co-Chair of the Fund Finance Group, is a partner in the London office of Latham & Watkins.
He has extensive experience across a range of structured finance, securitization (cash flow and synthetic), derivative, and asset-based lending transactions involving a wide array of asset classes, including secured and unsecured consumer loans, corporate loans (including SME and middle-market), residential mortgage loans, commercial mortgage loans, credit card receivables, small and big ticket equipment leases, auto loans and leases, dealer floorplan loans, insurance products, trade receivables, and many different types of inventory.
Jeremiah represents clients (sponsors, originators, issuers, lenders, underwriters, and arrangers) in international capital markets transactions, including securitizations and other asset-backed US-registered public offerings, cross-border offerings, commercial paper programs, and private placements. He has also been involved in a number of tender offers for asset-backed securities in the United States and Europe. He also represents financial institutions and companies in asset-based lending transactions and other similar financings. His experience in this area targets inventory and receivables financing across a number of jurisdictions, including the United States and Europe. Jeremiah also advises clients on a number of regulatory matters affecting the banking and securitizations industries. He is frequently involved with various association responses to regulatory matters, including capital requirements, accounting, rating agencies, liquidity requirements, and other similar matters
Tom Cochran is a Partner in the Finance Department of the London office of Latham & Watkins and a member of the Structured Finance Practice. He is also a member of the firm’s Opinions & Confirmations Committee. Tom is an industry leader across asset based finance and securitization. He works for banks, funds and corporate clients across all asset classes, including advising on transactions collateralized by trade receivables, NPLs, residential mortgage loans, unsecured personal loans, auto loans, credit card receivables, FinTech-related financial assets, music rights, infrastructure loans, corporate loans (CLOs and fund finance) and an array of other esoteric asset classes. The transactions have arisen in the context of portfolio acquisitions, bank partnerships, back leverage transactions, corporate restructurings, broader M&A transactions, as well as ongoing treasury management, each of which have demanded bespoke financing solutions. He has advised on the full breadth of securitization structures from public securitizations to private and bespoke financings. Tom has also advised on a number of structured trade and energy related finance transactions, including gas and power financings, commodity receivables securitizations for large energy traders, freight receivables securitizations, inventory and commodity backed structured finance transactions, and structured supply chain finance solutions. Prior to joining Latham & Watkins, he was an executive director at Goldman Sachs supporting its securitization and structured finance businesses.
Rod Lockhart is the Chief Executive Officer of LendInvest Plc, and leads a business at the forefront of disrupting the UK’s property finance market. Since becoming CEO in January 2020, Rod has driven LendInvest’s transformation into an asset-management-focused business, growing Assets Under Management from £1 billion to over £3.2 billion, while Funds Under Management have also increased to £5.13 billion, supporting sustainable investor returns and recurring revenue. Last year LendInvest delivered record lending of more than £1.2bn, bringing the total the business has lent since inception 17-years-ago up to £8bn+.
Rod joined LendInvest in 2015 to lead its Capital Markets and Fund Management division. He was instrumental in launching its retail bond and RMBS programmes and later steered the company through its 2021 IPO on the London Stock Exchange.
A Chartered Surveyor with 20+ experience in property finance, Rod previously held senior roles at CBRE Capital Advisors, advising institutional clients and managing complex property portfolios. Passionate about tech innovation in property finance, Rod regularly advocates for the sector globally and is a regular on the conference circuit.
Kunal is a distinguished asset management executive with over 15 years of experience driving global distribution and strategic partnerships. He has led from the front at Manulife Investment Management, overseeing global institutional partnerships and at Invesco, where he shaped the firm’s EMEA distribution strategy. Kunal joins Liquidity at a defining time in our growth story, as we continue to advance our global reach and redefine how private credit operates at scale. By combining decision science with deep market insight, we enable institutional partners to deploy capital with precision and purpose, unlocking stronger investment outcomes.
Andrew has spent the majority of his executive career in the specialist lending and banking industry, including being the founder and CEO of Masthaven Bank. In addition to his current role of being CEO of Masthaven Finance he is also an investor and portfolio non-executive director of numerous companies predominately in the banking, financial technology, open banking and property sector.
Antonello Aquino is Managing Director, global co-head for Insurance, Funds and Asset Management, and EMEA Private Credit at Moody’s Ratings. He leads Moody’s analytical team responsible for maintaining credit ratings on insurers, funds, and asset managers, as well as private credit entities across EMEA.
Antonello joined Moody’s in 2008 as a Senior Insurance Analyst, covering major European (re)insurers. Prior to Moody’s, he led the Financial Institutions Group (FIG) rating advisory practice at Credit Suisse in Europe. His earlier experience includes roles as a Senior Analyst in Standard & Poor’s insurance sector, and positions within the FIG M&A teams at Dresdner Kleinwort Wasserstein (DrKW) and ABN AMRO.
He holds an MBA from HEC Paris and is an alumnus of London Business School. He graduated cum laude in Business Administration from Bocconi University in Italy. Antonello is fluent in English, Italian, and French.
Claus is Managing Partner and Founder of the fixed income boutique nordIX. In 2021, he launched the European Consumer Credit Fund, investing in fintech-originated consumer loans. Claus spent ten years with the HSBC Group, working in various credit trading and sales roles within the fixed income business. From 2004 to 2007, he served as Head of Global Institutional Sales at HSH Nordbank AG, where he was primarily responsible for the development and marketing of fixed income and alternative investment products. Prior to founding nordIX, Claus was a board member of the private bank Hesse Newman & Co. AG. He holds a degree in Business Administration from the University of Siegen.
Fabian is the Founder and Chief Investment Officer of NorthWall Capital, which he established in 2017. He chairs the firm’s Investment Committee and leads the strategic direction of the firm and its funds.
He has over two decades of investment experience across private credit, special situations, and distressed strategies. Since founding NorthWall, he has overseen its development into a private credit manager with expertise across multiple strategies, including European capital solutions, asset-backed credit, and legal assets. He is closely involved in all aspects of the investment process, from sourcing and structuring to execution and portfolio management. In addition to his investment responsibilities, Fabian supports the leadership of the Asset Management, Infrastructure (Operations, IT, and HR), and Investor Partnerships functions.
Prior to founding NorthWall, Fabian was a Partner, Portfolio Manager, and Investment Committee member at Warwick Capital Partners, a European special situations fund that spun out of Polygon Investment Partners. At Warwick, he focused on private and secondary credit, special situations, private equity, and hard asset investments. He also built and managed a team of junior investment professionals and trading specialists.
Fabian began his investing career at Polygon Investment Partners, managing a multi-asset portfolio spanning loans, bonds, credit derivatives, liquidation claims, and structured opportunities across Europe, the US, and Asia. He previously worked at D.B. Zwirn in London and Frankfurt, investing in private credit and special situations across Europe.
He began his career in investment banking at Bear Stearns in New York and Goldman Sachs in London, advising on M&A transactions in the Telecom, Media & Technology sectors.
Fabian holds a BA in Economics from Columbia University and is a CFA charterholder. He speaks German and English fluently and has a working proficiency in French and Arabic.
At Plata, we’re not just another fintech lender - we’re on a mission to transform the consumer lending landscape. We operate in the prime segment, providing unsecured personal loans of between £2,000 and £25,000. With an in-house servicing team and leveraging both data and technology to provide a seamless customer experience, we are proud of our 5.0/5.0 Trustpilot score and to have been named 2025’s Best Personal Loan Provider at the British Bank Awards. As one of the most scaled lenders in our space, we have completed two public securitisations over the past 18 months. Jonathan spent the first 15 years of his career in investment banking, primarily with Morgan Stanley, prior to joining Zopa in 2014 where he established the capital markets function and later served as President. Jonathan subsequently joined Fluro in 2020 as COO, before joining Plata as CEO in 2024.
Richard Fulton is Co-founder and CFO of Raylo, where he leads finance, risk, capital markets, and legal & compliance. Raylo enables the world’s leading electronics brands to shift from single-use to circular, profitable, and customer-centric business models. We have pioneered an end-to-end subscription platform that spans credit and fraud risk technology, lifecycle orchestration, and a robust financing engine and capital stack to enable the future of device access. Richard has worked at the intersection of technology and finance for over 25 years. Prior to Raylo, he founded a boutique advisory firm that provided capital markets, risk, and strategy advice to fintech start-ups and investors in the sector. Before switching to fintech, he spent 20 years in traditional finance, working in derivatives research and trading at JPMorgan, Goldman Sachs, and Citi.
Nick Stainthorpe’s practice is at the cutting edge of fintech, specialty finance and private credit. For ten years he has been advising investors, lenders, platforms, tech providers and originators on a host of financial transactions that are driven by new technology. This has included structuring warehouse/ABL facilities, securitisations, forward flow, peer-to-peer platforms, digital supply chain finance programmes and token offerings. He hosts the Specialty Finance Investor Roadshow which is a leading forum for fintech and private credit.
Pedram Parhizkari is the Client Portfolio Manager at SCIO Capital. His career spans over several areas of finance and investments, including portfolio management for special situations, distressed assets, and private equity during his tenure at Clermont Group, a multi-billion-dollar private fund. Additionally, he has experience in investment banking, working for Financial Technology Partners where he advised Europe’s leading fintech companies and banks on M&A transactions, capital raising, and IPOs. Parhizkari holds a BSc in Finance (summa cum laude) and was Valedictorian at Richmond American University in London. He also earned an MSc in Finance from Cranfield School of Management and is a CAIA and FDP charterholder.
As Managing Director at Shire Capital I help lenders and borrowers structure private credit transactions, in the context of assed-backed finance or cash-flow based transactions and across several segments. One being Specialty Finance (SME lending, tech...) and another one being Energy Infrastructure. My experience spans most than two decades, working in alternative assets, in various roles, from portfolio management to credit origination and most recently as head of capital for a fintech.
Managing Director EMEA ABS / RMBS - Structured Finance Ratings
S&P Global Ratings
About Doug Paterson
Doug Paterson CFA is a Managing Director and EMEA ABS Sector Lead at S&P Global Ratings.
Since joining S&P Global Ratings in 2012, Doug has worked across a range of structured finance asset classes, including RMBS, Corporate Securitization, Credit Card, Consumer Loans, Auto Loans and Leases and Data Centers.
Doug holds a BSc in Management Sciences and an MSc in Management Science and Operational Research from the University of Warwick and is also a CFA charterholder.
Tech Investor and Vice Chair of the Saudi British Joint Business Council
About Roxana Mohammadian-Molina
Roxana is an international investor and strategic advisor, with a career encompassing senior roles in banking, commodities, geopolitics and tech across the UK, Europe, and MENA.
Based in London, Roxana is a Chief Strategy Officer of digital real estate lending platform Blend, which is backed by several high-profile family offices and institutional investors.
She is a member of the Advisory Board of Women In Finance and has been recognized as a senior leader in the Innovate Finance Women In FinTech powerlist.
Prior to her current roles, Roxana was a Vice President at Morgan Stanley and Barclays, where she held various senior roles across commodities trading, strategy and research.
Charles is Head of Travers Smith's Specialty Finance team and co-heads the Fund Finance team. He specialises in specialty finance, fund finance, corporate lending, and general banking matters acting for financial institutions, private equity sponsors, investors and borrowers.
Charles represents lenders and borrowers on complex and highly structured transactions, predominantly in the specialty finance, warehouse lending and fund finance spaces. He has a well-established lender practice advising on a number of different financings including in relation to facilities made available to financial institutions, funds and corporate borrowers.
Charles also has particular expertise in specialty finance and forward flow arrangements. He has advised lenders, borrowers, servicers, account banks, originators, purchasers and other parties on transactions across a range of sectors in this space including debt purchase, non-performing loans, mortgage-backed lending, unsecured consumer credit, asset finance, auto loans, debt collection and payment systems.
As an internationally recognised name in the fund finance space, Charles sits on the Fund Finance Association's Content Committee and is a regular speaker and author on the topic. He most recently presented at the Fund Finance Association's Global Market Update. Charles is ranked in the Spotlight Table on Fund Finance by Chambers and Partners UK 2021.
Chris is part of U.S. Bank’s European Global Corporate Trust senior leadership team, based in the London office, where he leads the Structured Finance and CLO Relationship Management group. U.S. Bank provides a full suite of trust, agency, cash management and account bank services across the spectrum of debt capital market and loan market products.
Janet heads USS IM’s ABS team having joined in 2021 to set it up. Having successfully launched and ramped the initial mandate, the team is now looking to expand its investment universe to encompass privately placed ABS, complementing the Private Markets Group's existing private structured credit mandate. Prior to joining USS, Janet spent 15 years at BlackRock focussing on securitised credit; most recently as a Managing Director and Head of European ABS. Janet joined Barclays Global Investors (subsequently acquired by BlackRock) from Fitch’s Consumer ABS team, having previously gained experience in consumer lending at the Paragon Group of Companies (now Paragon Bank).
Anthony is the Founder and Chief Investment Officer of Whitehall Capital, a specialist private lender focused on short-term, property-backed finance. Since its launch in 2017, Whitehall has underwritten more than £500 million of loans across the UK market, building a strong reputation for speed, reliability, and disciplined underwriting. The firm has consistently delivered annualised net returns of over 10% to its investors, achieved with very low volatility and without a single loss in the portfolio, while providing borrowers with bespoke, collateral-secured lending solutions.
With over two decades of experience in banking and financial markets, Anthony began his career in fund management at HSBC in New York and went on to hold senior roles at leading institutions including Credit Suisse. Over the course of his career, he has managed more than $1 billion in assets across global capital markets.
In addition to Whitehall, Anthony is a founding partner of Amram Capital, a London-based wealth and asset management boutique. He also serves as an investor and board member in several financial technology start-ups in the UK, Germany, and Israel. A qualified New York lawyer, he studied at Cass Business School in London and combines legal, financial, and entrepreneurial expertise in building innovative investment platforms.
Senior Vice President, Global Capital Markets, Sales Europe
Wilmington Trust
About Ian Hames
Ian is the Senior Client Development Officer within Global Capital Markets. He is responsible for the sales strategy, including development, implementation, and execution for a range of structured finance services, including SPV administration, client accounting, trustee, and agency services.
Ian has over 30 years of experience in the banking and corporate trust industry, with extensive experience assisting clients active in the banking, corporate, asset management, fintech, and private equity markets. Ian has strong relationships across the private and public securitisation markets, having supported clients across multiple asset classes, including ABS, MBS, CLO, and Trade Receivables.
Ian joined Wilmington Trust in 2024, before which he served as a Sales Director at Citibank, N.A., London Branch, BNP Paribas, and HSBC Bank plc.
Darragh leads the Corporate Finance and Capital Markets function at Yondr Group, a global developer, owner and operator of hyperscale data centers. Based in London, he is responsible for the company's capital structure throughout the entire lifecycle of its data center developments, from project financing to long-term financing strategies. During his time at Yondr, he has worked across transactions with a value over $14bn including development and stabilised financings as well as corporate and asset level M&A. Prior to Yondr, Darragh worked in corporate finance at Investec Bank in Dublin and in investment banking at Citi in London.
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