Aarondeep Hothi is an Associate Director within the EMEA RMBS team. Since joining S&P Global Ratings in 2017, he has been involved in a broad range of Residential Mortgage-Backed Securities transactions included NPLs, RPLs, and second-charge transactions. Aarondeep holds a MSc in Finance from Bayes Business School.
Alessandro Pighi is a managing director in Fitch Ratings’ Structured Finance group based in London, where he heads the EMEA residential mortgage-backed securities (RMBS) team. Alessandro is responsible for the team’s overall output of ratings and research. Besides his long tenure at Fitch Ratings, Alessandro has worked in the real estate financing team at Goldman Sachs, in the risk management department of Mediobanca, and in the structured finance team at Moody’s. Alessandro studied Economics at Bocconi University, Milan.
Andy is Head of Legal for Capital Markets at OneSavings Bank, supporting the bank on funding, treasury, prudential regulatory and M&A activity as well as disclosure and governance. He has extensive experience across RMBS transactions, warehouse facilities, funding lines and other debt capital market activities.
Belen is an Associate Director in the Capital Markets team at Shawbrook Bank, where she has led the execution of various securitisations since June 2022. Before joining Shawbrook, she spent 10 years at the credit rating agencies including DBRS Morningstar and Moody’s, covering RMBS and Covered Bonds respectively.
Bill Blain is a (nearly) 40 year market veteran investment banker, but his best known for his outspoken Morning Porridge market commentary, read by thousands of decision makers in the City, Central Banks, Regulators and Politicians. He has been a pioneer of Global Capital Markets, first in the Eurobond sector and then in Alternatives. His experience of what makes deals work and how to approach financing them is unrivalled. He started in the middle office of Morgan Stanley, served time as a financial journalist for Euromoney and Bloomberg, before becoming a syndicate manager and then originator in the debt capital markets. He became head of the Financial Institutions Groups at Bear Stearns and then HSBC. In 2007 he left to found a leveraged-credit hedge fund, but the financial crisis of 2008 caused him to successfully redirect his team into “special-situations” broking illiquid bank debt and capital. That group evolved into a specialist real-asset financing business in the Alternative Markets: private debt and equity, hybrid capital, securitisation, direct lending, SME lending and convertibles. He founded Wind Shift Capital in 2024 to provide consulting services to his direct clients, including regular presentation duties. Bill was recently appointed honorary professor at Heriot Watt University in Edinburgh where he lectures on the post-graduate investment management course. His passions are sailing, painting badly and playing guitar worse. Visit The Morning Porridge (https://morningporridge.com) for more Bill Blain content.
Chloe leads the Green Finance Institute’s (GFI) Green Mortgage Campaign as part of their Built Environment Programme, which aims to spur the UK mortgage market towards innovative and scalable solutions to the housing decarbonisation challenge. With a background in regulatory policy and financial planning, Chloe is a passionate advocate for sustainability – having previously led the Association of Mortgage Intermediaries’ cross-industry Green Mortgage Advice Initiative and the multi-award-winning ‘Working in Mortgages’ Diversity and Inclusion programme. She is also the author of a book about the UK housing crisis and has appeared on national and regional radio to discuss issues affecting renters and first-time buyers.
Colin is the portfolio manager for the structured finance direct investment mandate at USS. He has 12 years of buy-side investment experience in securitised credit, across the capital structure, both in Europe and in the US.
As Chief Asset Management Officer, Damian is responsible for looking after Starling’s lending activities. This includes lending to Starling customers and within externally sourced portfolios. He joined Starling in 2021. Prior to this he led NatWest Market’s UK Financial Institution client business, where he and his team helped bank and non-bank lenders with funding, risk management and capital markets issuance. Damian specialised in helping clients buy, sell and finance portfolios of loans. He is also CEO at Fleet Mortgages, Starling’s specialist buy-to-let mortgage lender.
Darren Nesbitt is Chief Executive Officer at EuroABS. Darren joined EuroABS from Barclays Capital in 2009, where he was part of the ABS Secondary Trading Desk. EuroABS are the market leader in providing regulatory compliance services in both the UK and EU securitisation markets. EuroABS holds the largest available database of European ABS including regulatory reporting data, prospectuses, collateral/investor reports, and issuance commentary dating back to 1995.
David Whittaker, CEO of buy to let lender Keystone Property Finance, drives Keystone forward on a daily basis. His passion and expertise are reflected through his active engagement and strong relationships with other industry leaders and lenders. He is well known for his direct communication style and is frequently sought after for comments by both the national and trade press. He regularly speaks at industry events and was honoured as the Public Speaker of the Year in 2022 at the SFI Awards, as well as the Outstanding Contribution award in 2023 at the British Specialist Lending Awards.
April Mortgages offers flexible, fixed-rate mortgages with features such as automatic rate reductions, no early repayment charges for moving or overpayments, loan-to-value ratios up to 100%, and income multiples up to 7x. April is part of DMFCO, which has extensive experience in mortgage origination and asset management on behalf of investors. Dirk leads April Mortgages, with a focus on finance, funding, and portfolio performance. He brings over 20 years’ experience in residential mortgages and financial services, including five years at DMFCO as Head of Portfolio Management. His previous roles include Senior Portfolio Manager at NN Investment Partners and positions at NN Bank and GMAC. Dirk has a strong track record in portfolio strategy, risk management, and institutional funding, driving April’s growth in the UK market.
Edgar is the Founder and CEO of Nestflow, an innovative and fast growing European platform that helps homeowners unlock the value of their homes to achieve financial freedom without taking on new debt. Driven by a desire to create fair and transparent financial solutions, Edgar founded Nestflow to empower homeowners. The platform offers a new approach to equity release, providing people with financial freedom and control over their assets. Before Nestflow, Edgar spent over two decades in the financial industry, holding senior positions at leading firms like ABN AMRO, Markit/S&P Global, Morgan Stanley and Morningstar. His extensive experience in derivatives market making, investment management and financial technology gave him a deep understanding of the industry's complexities—and its potential for innovation. This background uniquely positions him to lead Nestflow's mission of building a more accessible and equitable financial future for homeowners.
Since 2004, Triple Point has been connecting capital with opportunity to solve real-world financial challenges. Today, we manage over £2.5 billion (at 30 June 2025) on behalf of institutional, private and individual investors. We open up access to hard-to-reach private markets through core strategies in Private Credit, Social Housing, Clean Heat, Venture Capital and the Energy Transition. Triple Point Private Credit is one of the UK’s largest non-bank originators and managers of lending and leasing. With over 15 years of experience and more than £2.5 billion deployed, we deliver flexible, dependable financing solutions across Property Finance, Business Finance and Public Sector Finance. Ellis joined Triple Point in 2020 and leads our Specialty Finance team within Private Credit. He focuses on originating and executing asset-backed credit facilities across the UK alternative lending market. For over a decade, our Private Credit team has supported non-bank lenders in the UK mortgage sector—including those with portfolios exceeding £1 billion—across property bridging, residential development and buy-to-let mortgages.
Gavin is the founder of Inspired Lending. He is an entrepreneurial professional with a career spanning over 15 years’ at director and senior leadership positions in the short-term and specialist lending industry. He previously headed up the bridging finance division at United Trust Bank for almost 9 years before becoming CEO at Spring Finance. With a hands-on approach and a reputation for building strong teams that consistently deliver for brokers and customers, he has demonstrated his ability to lead and influence others. He is a well-known industry personality and regular contributor to the trade press. Gavin was the winner of the Business Leader: Bridging Finance award at the 2021 British Specialist Lending Awards and has served 3 terms as a Board member of the Bridging & Development Lenders Association (BDLA).
Graham McClelland is CFO and Deputy CEO at Gen H, an innovative tech-led mortgage lender working to deliver affordability focused mortgage solutions and grow the number of homeowners in the UK. Graham is responsible for managing the financial, funding and operational aspects of the Gen H business. Prior to Gen H, Graham worked as a Managing Director at both Goldman Sachs and Morgan Stanley in their respective capital markets teams in London.
Greg O’Reilly is a Vice President - Senior Credit Officer in the Structured Finance team at Moody’s Ratings, based in London. Greg acts as lead analyst and committee chair for securitisations of consumer assets, primarily pools of mortgages, auto loans, and credit cards in the UK. He has also previously rated NPLs, CLOs and has worked on securitisations of assets across most European markets. Prior to joining Moody’s Greg was a graduate at Deutsche Bank. Greg holds a BA in History and a Masters of Arts in Research Methods (Economic and Social History) from the University of Durham. He is a CFA Charterholder.
Haider Sarwar is a Director in Fitch Ratings’ Structured Finance group based in London, where he is responsible for assigning and maintaining UK residential mortgage-backed securities (RMBS) ratings. Haider is also responsible for criteria and model maintenance within the RMBS team and maintaining the equity release criteria. Besides his tenure at Fitch Ratings, Haider has worked in the corporate trust businesses of BNY Mellon and US Bank, covering a wide range of asset classes. Haider is a CFA® charter holder.
Hugo is Chief Capital Officer and Managing Director of Mortgages of LendInvest plc and Executive Director (SMF3) of LendInvest Loans Limited, the Group's regulated subsidiary. In addition to leading the group's ESG efforts, Hugo was previously Interim CFO. Hugo is ultimately responsible for the group's structured finance, capital raising, investor relations and external comms, treasury, fund management and mortgage pricing teams. Hugo joined LendInvest in 2016 from Goldman Sachs where he worked in treasury.
The UK RCBC represents 13 UK financial institutions who have issued covered bonds regulated since 2008 by the FCA. The UK RCBC promotes UK covered bonds with a full range of market participants and is actively involved in a wide range of market developments. In his capacity as executive director Ian is a member of the ECBC Steering Committee. Ian took up the role in April 2017 after a career in UK banking of 30 years, principally involved in secured funding for residential mortgages. During that time he was responsible for the issuance of covered bonds and RMBS for HBOS and Lloyds Banking Group and managed the supporting mortgages used as collateral in a variety of funding transactions, including the first covered bond issued in the UK by Bank of Scotland in 2003.
James advises on securitisations and other structured and asset-backed transactions. He has in-depth experience working on significant and complex UK, international and multi-jurisdictional financings, both public and private, across a range of asset classes. James regularly works with originators, sponsors, arrangers and investors (including asset managers, banks and corporates) on a wide variety of matters.
Jenna Picken is a Managing Director at Interpath with over 15 years’ experience in financial services. She specialises in advising clients on structuring and executing both private and publics securitisation transactions, drawing on her background both client-side, at a specialist property lender, and bank-side in structured finance. Alongside debt advisory, Jenna is currently focused on growing Interpath’s Loan Portfolio Diligence offering and exploring how it can be expanded into new areas.
Jonny Jones is the Chief Executive Officer of Interbridge Mortgages, a service-led second charge lender combining cutting-edge technology with expert-led decision-making. With over 20 years of senior leadership experience in the second charge sector, Jonny brings deep expertise in credit risk, portfolio management, and strategic growth. Prior to being a founder of Interbridge Mortgages in 2024, Jonny served as Chief Commercial Risk Officer at Pepper Money and was a founder of Optimum Credit Limited, which grew to become the largest lender in the sector. A Chartered Accountant by profession, Jonny has built a reputation for delivering consistent, insight-driven, and broker-focused solutions. Under his leadership, Interbridge Mortgages is redefining market expectations through The Interbridge Experience – a complete, end-to-end second charge solution blending human expertise and technology. This proposition ensures broker partners can trust Interbridge to put customers first, deliver efficiency, and maintain a competitively positioned offering.
COO and board member of Landbay Partners - UK Prime BTL Marketplace Mortgage Lender. Non-executive director and member of various advisory boards in the wider Fintech space. Strong supporter of innovation in financial services with over 25 years’ experience in the sector. Prior to Landbay, Julian held executive/MD level roles at JPMorgan and Macquarie Group in New York, London, Tokyo and Sydney where he led large distributed global teams with a successful track record of organizational leadership and design in FX, fixed income, derivatives, treasury and equities product sets. Responsible for all operational aspects of Landbay including scale, institutional funding, ESG agenda & regulatory matters.
Kali Sirugudi is a Managing Director at KBRA Europe Limited (KBRA), based in our London office, where he focuses on European RMBS transactions. Prior to joining KBRA, Kali was a primary analyst in the RMBS space at DBRS Morningstar for eight years and before that at Fitch Ratings for three years, covering all jurisdictions in Europe. Kali has covered various RMBS sub-asset classes including prime, non-conforming, re-performing, nonperforming, and reverse equity mortgages. Kali earned a BSc in physics, maths, and statistics from St. Xavier’s College, Mumbai, India.
Laurence Fredricks is a Senior Researcher on Onward’s Social Contract programme and supports Onward’s Conservative Party Policy Review work. He has a BA in Land Economy from the University of Cambridge, as well as an MPhil in Planning, Growth and Regeneration. His expertise have contributed to a number of Onward’s former research programmes and reports, including Levelling Up, and Energy and Environment. He now specialises in housing policy, and sits on the High Street Policy Reference Group. Before Onward, Laurence was part of the Stronger Towns Fund Evaluation Panel (POBP) and a Research Assistant to the Department of Land Economy at the University of Cambridge.
Senior Vice President – European Head of Structured Finance, Conventional Debt and Loan Agency
US Bank
About Laurence Griffiths
Laurence is part of U.S. Bank’s European Global Corporate Trust senior leadership team, based in the London office, where he is European Head of Structured Finance, Conventional Debt and Loan Agency. U.S. Bank provides a full suite of trust, agency, cash management and account bank services across the spectrum of debt capital market and loan market products.
Liz is a senior associate specialising in securitisation and structured finance. She advises arrangers, investors and originators on a broad range of structured finance transactions, including public and private securitisations, warehouse financings, forward flow arrangements and loan-on-loan transactions. Liz has experience in a wide variety of asset classes, including commercial mortgages, consumer loans and SME loans, and has a particular focus on residential mortgage products.
Vice President, European RMBS & Covered Bond Ratings
Morningstar DBRS
About Lorenzo Coccioli
Lorenzo has been working at Morningstar DBRS for 6 years in the RMBS & CVB team with a focus on UK mortgages. He has worked in rating agencies for 12 years in the structured finances with experience in several asset classes.
European Mortgage Federation - European Covered Bond Council
About Luca Bertalot
Luca Bertalot is Secretary General of the European Mortgage Federation - European Covered Bond Council (EMF-ECBC), a market platform which acts as a catalyst and discussion forum and leads EU mortgage lenders and the covered bond community in discussions with the European Institutions and stakeholders in general on all issues relating to the retail and funding sides of the mortgage business.
Managing Director,Residential Mortgages and Second Charges
West One Loans
About Marie Grundy
Marie is the Managing Director of Mortgages for West One Loans, a specialist mortgage and property finance provider part of the Enra Specialist Finance Group. Marie is responsible for loan origination, sales management, distribution, and product development for the business’ term lending products including buy to let, residential mortgages and second charges. Marie has worked in the specialist lending market for over 20 years, having previously held senior sales positions for specialist second charge lenders. Prior to joining West One in 2017, Marie was the founder and Managing Director of specialist distributor V Loans, giving her a unique insight into the market from both the perspective of broking and lending. Marie is a regular industry commentator, and has previously served as a board member for the Society Of Mortgage Professionals and the Association of Mortgage Intermediaries.
Markus Schaber is the Executive Director of European DataWarehouse Limited, a Securitisation Repository registered by the Financial Conduct Authority (FCA) in the UK. He is also a Managing Partner at Integer Advisors LLP, an investment advisory and research firm he co-founded in 2017. Markus played a key role in establishing European DataWarehouse GmbH as Europe’s first centralised repository, initiated by the ECB, serving as its CEO until 2017. He also previously held various senior management roles with the European Investment Fund, Deutsche Bank AG London, and Fitch Ratings Ltd. Markus’ 25+ years of experience are backed by Masters Degrees in Banking and Accounting (Diplom-Kaufmann) from Philipps-University Marburg and in Business Analytics and Big Data from IE University Madrid.
As Commercial Head of EMEA Structured Finance, Matt is responsible for Commercial Strategy and client relationships across all Securitization and Covered Bond markets in the region. Prior to his current role, Matt was Analytical Head of the Structured Credit group, with responsibility for ratings of cash and synthetic CLO, CDO, Structured Credit and SME transactions across EMEA. Previously, Matt was also Head of the ABS group, with responsibility for ratings across consumer and commercial asset classes. Prior to joining S&P Global Ratings, Matt worked at HBOS for nine years, where he worked in a number of senior analytical and leadership roles in Treasury ALM and Credit Risk functions.
Mei Yin is a counsel in the Structured Finance Group at Linklaters. She has extensive experience on asset-backed transactions, with a strong focus on securitisations, warehouse financings, portfolio sales and acquisitions. Mei Yin regularly advises clients across the mortgage and consumer finance sectors on public and private transactions involving a broad spectrum of asset classes, including specialist lending such as second charge mortgages, bridging loans and unsecured consumer loans.
Michael is an investor/structurer with more than 20 years securitisation experience. Most recently he has built out the British Business Bank’s capital relief, private securitisation and speciality finance capabilities. In doing so he has supported close to £5bn lending to the UK’s SMEs using innovative guarantee techniques to both increase lenders’ capacity and/or improve their costs of financing. Prior to this Michael has worked in both the private and public sector at institutions including EIF and S&P working on asset classes ranging from mortgages to the more esoteric and across multiple jurisdictions.
Michael is the co-founder of Gable Group, He has extensive experience over the past 20 years in Banking and insurance, he built gable group into the company it is today and is passionate about changing how people buy their homes in the UK, enabling Generation Rent to become Generation Able, Gable Mortgages is a Pure play 100% LTV lender, Zero deposit mortgage lender.
Neil Leitch is Managing Director of Development Finance at Hampshire Trust Bank (HTB), where he leads a national team focused on supporting SME housebuilders and property developers with structured, relationship-led funding. He brings more than 40 years of banking experience, having started his career in 1984 and progressed through personal, corporate and commercial banking roles. His background includes leading regional SME lending teams, serving as Regional Director for the North and Scotland, and managing a £1.7 billion restructuring portfolio in the aftermath of the global financial crisis. Neil joined HTB in 2016 to help build and scale its regional development finance proposition. Since then, he has played a central role in establishing HTB as a trusted partner for developers who need clarity, certainty and flexibility to deliver new homes in local markets. His leadership is defined by a deep understanding of development dynamics, a commitment to long-term partnerships, and a pragmatic approach to structuring. Under his guidance, HTB’s Development Finance team continues to support the growth of SME developers through practical funding solutions and consistent support across the UK. Neil is a strong advocate for SME-led housing delivery and continues to champion the role of specialist lenders in helping to meet the country’s housing needs.
Nick Stainthorpe’s practice is at the cutting edge of fintech, specialty finance and the blockchain. For more than eight years he has been advising investors, lenders, platforms, tech providers and originators on a host of financial transactions that are driven by new technology. This has included structuring peer-to-peer platforms, digital supply chain finance programmes and token offerings, as well as more traditional credit and capital markets products. He is active in warehouse and forward flow financings of residential and commercial mortgages. He hosts the Alternative Finance Investor Roadshow which is a leading forum for fintech and private credit.
Nicola has over 14 years’ professional experience and has worked in financial services for the last 10 years – initially at CHL Mortgages in the Treasury team and then with Fleet Mortgages since 2014, as Head of Finance, then FD, and now CFO. Prior to this, Nicola worked as an auditor for Baker Tilly (now RSM Tenon) where she achieved her ACA qualification. She worked on a variety of clients in different industries, from manufacturing to charities through to software developers. This varied experience gives Nicola a wide and detailed knowledge of financial accounting and internal control best practice. Nicola oversees all financial aspects of the business and is responsible for the effectiveness and integrity of Fleet Mortgages’ financial planning, control and reporting.
Peter is a partner and co-heads of Dentons' securitisation and structured finance practice in the UK. He advises originators, arrangers and other market participants, both within the UK and internationally, on a broad range of public and private securitisation and warehousing transactions, covering many asset classes, including residential mortgages, consumer loans, auto loans, commercial mortgages, NPLs, trade receivables, corporate and leverage loans, equity release and home reversion plans, as well as on the acquisition, financing and disposal of portfolios of assets, both performing and non-performing, in the whole loan market. He also advises on supply chain financing and factoring programs, on cash and synthetic structures, establishment of, and issues under, covered bond programs, and on secured and unsecured capital market programs. Peter is ranked by both Chambers and Legal 500. Legal 500 (2024) described Peter as "one of the most reliable partners I have worked with in the structured finance space, marking himself out from others both by his availability to discuss issues at any time of the day and for his incredible calmness and ability to direct client conversation."
As CEO and co-founder of Pauzible, Prateek is on a mission to reinvent property finance for a new era. His vision is to build an innovative, capital-light platform that channels institutional-grade solutions directly to retail customers — giving them smarter, fairer and quicker access to financing. At Pauzible, he drives product strategy, innovation, and risk management, blending deep financial expertise with a startup mindset to create meaningful change for landlords and homeowners. Before founding Pauzible, Prateek spent two decades at HSBC, where as co-Head of Credit Products and Hybrid Trading, EMEA he specialised in credit derivatives, structured financing, and risk management, and provided customised solutions to global banks, insurers, pension funds, hedge funds, and corporates. With an MBA from IIM Ahmedabad and a BTech from IIT Kharagpur, Prateek brings both academic rigour and entrepreneurial drive to reimagining how property wealth can work harder for owners.
Tech Investor & Vice Chair of the Saudi British Joint Business Council
About Roxana Mohammadian-Molina
Roxana is an international investor and senior strategic advisor, with a career at the intersection of finance, technology and real estate. She is a member of the Advisory Board of Women In Finance, Industry Expert Contributor at the Said Business School University of Oxford's Postgraduate FinTech Program, and Vice Chair of the Saudi British Joint Business Council. Roxana has been recognized as a senior leader in the Innovate Finance Women In FinTech powerlist and holds several Board and Advisory roles across tech and FinTech firms.
Sakeeb Zaman is CEO and founder of StrideUp, recently named the UK’s 5th fastest growing fintech. StrideUp offers Shariah-compliant owner-occupied and BTL products, blending technology with a personable approach. It's vision is to create a world where the Muslim community can access the best financial solutions without compromising their values and principles. Previously, Sakeeb worked in fixed income structuring and trading at Deutsche Bank.
Having worked in the financial services sector for over 25 years, Scott has extensive experience in property lending, development finance & bridging loans. As an expert in specialist lending, Scott established Roma Finance in 2008, reinventing & simplifying the bridging process to materially reduce completion times to less than a third of the industry standard. Scott’s vision for Roma Finance is ‘borrower first’ putting customers at the centre of the process and increase efficiencies to benefit all involved parties, ultimately helping customers create prosperity from property. Scott has a wealth of knowledge, not only in the property and finance markets but the wider economy as well. He is an Angel on the UK television series Property Elevator providing hands on support and advice to potential property investors.
Simi is a partner specialising in structured finance transactions, secured lending, asset-backed fund financing, covered bonds, portfolio disposals and securitisation across private and public transactions. In addition, Simi has advised buy and sell side on a number of M&A transactions and disposals of originators and origination businesses. Simi has in-depth experience across the spectrum of asset classes including residential mortgages, non-performing loans, SME lending, unsecured consumer loans and secured corporate transactions. Simi has experience advising originators, arrangers, sponsors, investors and other counterparties on various aspects of securitisation, structured financing transactions and bespoke funding platforms. Simi has advised funds, banks, corporates, financial investors and fintechs on a wide range of transactions.
Simon is a finance lawyer whose core practice involves advising financial institutions, funds, non-bank lenders, private equity firms and corporates on structured finance, asset-backed finance, securitisation and debt portfolio acquisitions and financings. Examples of the asset classes on which Simon advises include trade receivables, residential and commercial mortgages, consumer loans, autos, shipping and aviation loans and leases. He also regularly advises investors and transaction parties (including service providers, trustees and agents) on defaults, enforcements and disputes relating to capital markets and structured finance transactions. Simon is ranked as a “Leading Individual” for Securitisation by Legal 500 and Chambers and as “Highly Regarded” for structured finance and securitization by IFLR1000. The leading legal directories say of Simon: Legal 500 (2023) described Simon as a “standout partner” who “has extensive experience in the structuring of complex new securitisation deals, a well as handling defaults, distressed investing, and special situations.”
Stelios has led AI initiatives at MQube since its inception. His expertise extends across our core loan origination system and various other areas of our mortgage proposition, such as Criteria Genius and our AI-first customer journey. His work is supported by a strong background in computer science, machine learning, and electrical engineering.
Steve is a Director within the Debt Capital Markets team at Together Financial Services, a specialist lender that has been offering customers a wide range of flexible secured lending products for 50 years. The Together product range covers short-term finance, auction finance, residential mortgages, buy-to-let and commercial mortgages and development finance with a total loan book of around £7.8bn as of March 2025. Steve has 20 years financial markets experience and joined Together in 2020. Prior to joining Together Steve worked on the buy-side of the securitised products markets, with over a decade spent managing varied portfolios of asset backed securities for hedge funds and specialist asset managers in London and New York. Steve currently leads Together’s esoteric funding activities and is a CFA Charterholder.
Steve Vance is the Director of Capital Markets at Foundation Home Loans. He has twenty years of industry experience across securitisation, private financing, covered bonds, unsecured debt and capital issuance across a variety of bank and specialist lenders.
Suzie Neuwirth is the founder of Alternative Credit Investor magazine, having seen a gap in the market for good quality, focused coverage of the fast-growing alternative credit sector. She is an experienced journalist who has edited the business sections of two national newspapers and worked at London freesheet City AM. She has been interviewed on various broadcasting outlets including Sky News and Share Radio. Earlier in her career, she worked for a number of trade magazines and edited a Middle East-focused insurance publication for two years.
Visionary and results-oriented financial services transformation specialist, offering solid history of success and experience in sales, distribution management, marketing and product development. Proven aptitude to build high-powered sales teams and marketing strategies to deliver revenue and product growth across diverse market territories. Strong expertise in analysing the organisation's critical business requirements, identifying deficiencies and new opportunities and developing innovative or cost-effective solutions for enhancing competitiveness. Adept at improving revenues/customer service and supporting the organisation-wide strategic and change objectives.
Tony Marshall is the Chief Executive Officer of Equifinance, a second charge mortgage lender. Tony has over 40 years of experience in the financial services industry, 20 years of which as an executive board member. He has worked in various segments over his working life and for the past 10 years in the role of Chief Executive Officer he has led Equifinance, from being a relatively small privately owned second charge residential lender to become a recognised platform in the segment, completing its inaugural securitisation in 2024.
Vic Jannels was appointed CEO of the Bridging & Development Lenders Association (BDLA), formerly known as the Association of Short Term Lenders (ASTL), in January 2020. He is also the Chairman of Impact Specialist Finance Limited, a multi-award-winning company operating in the mortgage intermediary sector and is an executive director of One Mortgage System (OMS). Some of Vic's previous roles include Chair of the Professional Mortgage Packagers Alliance (PMPA), Director of the specialist mortgage lender Unity Home Loans, and co-opted board member of The Association of Mortgage Intermediaries (AMI). Throughout his career, Vic's priority has always been to champion the customer, using this approach to help steer key boardroom decisions at several organisations. He played an instrumental role in the launch of the Certified Practitioner in Specialist Property Finance (CPSP) and was recognised for his Outstanding Contribution to the Industry and Service to the Industry at the 2018 British Specialist Lender Awards. In 2012, he also received the Mortgage Strategy Lifetime Achievement Award for his service to the industry. Most recently, he was named in the 2023 Global Mortgage 100, recognising the most influential industry professionals worldwide and in late 2024 received a Lifetime Achievement Award at the Mortgage Introducer annual dinner.
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